Retirement Savings
Take charge of your financial future with a retirement review tailored to your needs.
We’ll carefully assess your FRS retirement plan, provide a detailed income analysis to project your retirement funds, and explore opportunities to enhance your retirement savings without additional contributions.
Additionally, we’ll evaluate your eligibility for valuable retirement benefits to ensure you’re fully prepared.
Request your personalized review today and gain the confidence to achieve your retirement goals.
Your FRS (Florida Retirement System) plan—whether the Pension or Investment Account—is the cornerstone of your retirement.
Your Retirement Review will deep dive how your plan works,
explain vesting periods, clarify DROP (Deferred Retirement Option Program) eligibility, outline retirement requirements, and project your retirement income to better prepare for retirement.
To schedule
your retirement review which covers FRS, calculating your retirement income, and discussing your retirement goals,
plus your chance to win a $100 Amazon Gift Card
or request a call back to schedule your FREE retirement planning.
Answers to Common
Retirement Questions.
What is the difference between FRS Pension and Investment plans?
The Florida Retirement System (FRS) gives you the choice between the Pension Plan or the Investment Plan. All employees contribute 3% into FRS.
With the Pension Plan, the state will provide a guaranteed income in retirement for life.
With the Investment Plan, you manage how the money is invested, during retirement you will manage taking distributions from your investment account.
When can I retire?
FRS Pension requires (30 or 33 years) of service to receive a full retirement pension or be Age (62 or 65) in order to retire. (The above requirements are dependent if you started before or after July 2011)
FRS Investment requires 1 year to be vested. If you leave FRS, you will be able to roll out your investment account into a personal retirement savings.
Who can participate in DROP?
If you have the FRS Pension Plan, you can participate in DROP.
DROP will allow your to retire and continue to work. FRS will begin you pension payments, which will be deposited into a secured account which earns interest.
What fees are involved in your services?
There are no fees for our services. We provide complimentary retirement reviews for school staff.